Home
Borrow
Mortgages

A place for all

Maine is our home. Always has been, always will be. And we want to make it easier for others to own the sense of pride and purpose that comes with it. A place that feels like an extension of yourself—firmly anchored yet moving ever forward.

Apply Now

Dream Home

1+ min

Forever Story

Watch Video

Lord over your own land

Split-levels and third stalls. Front porches and pole sheds. Driveways and backyards as far as the snow blower and whippersnappers can run. There’s a castle out there—and a mortgage solution right here—with your name and address on it.

Best in Market Rates

Our attentive, personalized service is matched only by our Best in Market Rates.*

Free Pre-qualifications

Whether you’re looking for fixed or adjustable, you won’t see any up-front fees.

In-house Processing

We don’t have to wait for outside approvals, so you’re in your home sooner.

Fixed Rate Mortgage

Stop paying rent and start building equity in your own home.

Adjustable Rate Mortgage

Every kind of Mainer—and home—deserves our very best rates.

Land Loan

Our experienced lending team will help you land a competitive deal.

Conventional Mortgage Loans

Mortgage Term	Interest Rate Starting At	APR Starting at*	Payment per $150,000**	Cost°
Mortgage Term 30 Year Fixed	Interest Rate Starting At 5.625%	APR Starting at* 5.752%	Payment per $150,000** $863	Cost° $0
Mortgage Term 20 Year Fixed	Interest Rate Starting At 5.500%	APR Starting at* 5.669%	Payment per $150,000** $1,032	Cost° $0
Mortgage Term 15 Year Fixed	Interest Rate Starting At 5.000%	APR Starting at* 5.226%	Payment per $150,000** $1,186	Cost° $188
Mortgage Term 7/1 ARM 30 Year^	Interest Rate Starting At 5.500%	APR Starting at* 6.569%	Payment per $150,000** $852	Cost° $0
Mortgage Term 5/1 ARM 30 Year^	Interest Rate Starting At 5.125%	APR Starting at* 6.629%	Payment per $150,000** $817	Cost° $0
Mortgage Term 3/1 ARM 30 Year^	Interest Rate Starting At 5.125%	APR Starting at* 6.944%	Payment per $150,000** $817	Cost° $0

°Cost equals discount points paid.

*Annual Percentage Rates (APRs). Rates quoted are based on a purchase transaction of $200,000, loan-to-value of 75%, primary residence, and a credit score of 740 or higher. All interest rates, APRs, and cost are indications only and are subject to change without notice. Contact our Mortgage team at infinitylending@infinitycu.com for more information.

**Payments are only examples. Taxes & insurance premiums are not included in the payment, if included the actual payment obligation will be greater. The payment listed based on borrowing $150,000 amortized over 30 years. Rates may vary based on loan size & geographical location. Loans with a loan to value greater than 80% may require private mortgage insurance, which will increase the monthly payment amount.

^Adjustable Rate Mortgages are subject to change and may increase following the conclusion of the fixed period stated above. Rates, terms and conditions subject to change at any time.

*Best in Market Rates based on a weekly Market Rate Survey by www.Rate-Watch.com and www.BankRate.com.

Financial Calculators

How much home can I afford?

Should I refinance my mortgage?

Mortgage calculator

Comparing mortgage terms (i.e. 15, 20, 30 year)

Should I pay discount points for a lower interest rate?

Which is better, fixed or adjustable-rate mortgage?

Home Equity Loans & Lines of Credit

Homegrown financing

Draw from your home’s equity to fund that home remodeling project you’ve been noodling. Or, have it ready to use when you incur an unexpected expense.

LEARN MORE

Energy Loan

High-efficiency loans

Take comfort in quick decisions and friendly rates, whether you’re covering short-term oil and fuel costs or eyeing the latest in renewable technologies.

Learn More

Equipment Loan

T.L.C. takes S.T.U.F.F.

Homes don’t take care of themselves. Our loan crew is here to help you get geared up for keeping up with home maintenance needs large and small.

LEARN MORE