Average Balance # Monthly Transactions Dividend Rate APY**
Average Balance
0 – $5,000
# Monthly Transactions
0 – 24
Dividend Rate
1.25%
APY**
1.26%
Average Balance
0 – $5,000
# Monthly Transactions
25+
Dividend Rate
2.50%
APY**
2.53%
Average Balance
$5,001 and over
# Monthly Transactions
0 – 24
Dividend Rate
0.05%
APY**
0.05%
Average Balance
$5,001 and over
# Monthly Transactions
25+
Dividend Rate
0.05%
APY**
0.05%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
None
Balance Method
Daily Balance Method
Balance** Rate APY
Balance**
Under $100
Rate
0.15%
APY
0.15%
Balance**
$100 – $499
Rate
0.15%
APY
0.15%
Balance**
$500 – $999
Rate
0.15%
APY
0.15%
Balance**
$1,000 and over
Rate
0.15%
APY
0.15%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$5
Balance Method
Daily Balance
Account Minimum Opening Balance Rate APY
Account
Club Savings
Minimum Opening Balance
$1.00 Holiday / $0.01 Others
Rate
0.15%
APY
0.15%
Account
Traditional IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth Conversion IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Education IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Daily Balance Method
Balance Rate APY
Balance
$0-$4,999
Rate
0.25%
APY
0.25%
Balance
$5,000-$9,999
Rate
1.24%
APY
1.25%
Balance
$10,000-$19,999
Rate
1.34%
APY
1.35%
Balance
$20,000-$49,999
Rate
2.28%
APY
2.30%
Balance
$50,000-$74,999
Rate
2.37%
APY
2.40%
Balance
$75,000-$99,999
Rate
2.42%
APY
2.45%
Balance
$100,000-$249,999
Rate
2.47%
APY
2.50%
Balance
$250,000-$499,999​
Rate
2.96%
APY
3.00%
Balance
$500,000 and over​
Rate
3.06%
APY
3.10%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$0
Minimum Required Balance
$0
Balance Method
Daily Balance
Balance** Rate APY
Balance**
$0 – $9,999
Rate
1.24%
APY
1.25%
Balance**
$10,000 and over
Rate
1.34%
APY
1.35%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
N/A
Balance Method
Daily Balance
Balance** Rate APY
Balance**
Under $2,500
Rate
0.25%
APY
0.25%
Balance**
$2,500 – $9,999
Rate
0.25%
APY
0.25%
Balance**
$10,000 – $24,999
Rate
0.35%
APY
0.35%
Balance**
$25,000 – $49,999
Rate
1.29%
APY
1.30%
Balance**
$50,000 – $99,999
Rate
1.39%
APY
1.40%
Balance**
$100,000 – $249,999
Rate
1.49%
APY
1.50%
Balance**
$250,000 and up
Rate
1.98%
APY
2.00%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$500
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Term Dividend Rate APY*
Term
3 Months**
Dividend Rate
3.46%
APY*
3.50%
Term
6 Months
Dividend Rate
3.70%
APY*
3.75%
Term
12 Months
Dividend Rate
4.67%
APY*
4.75%
Term
18 Months
Dividend Rate
4.76%
APY*
4.85%
Term
24 Months
Dividend Rate
4.86%
APY*
4.95%
Term
36 Months
Dividend Rate
2.97%
APY*
3.00%
Term
48 Months
Dividend Rate
3.02%
APY*
3.05%
Term
60 Months
Dividend Rate
3.06%
APY*
3.10%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Term Dividend Rate APY*
Term
3 Months**
Dividend Rate
3.46%
APY*
3.50%
Term
6 Months
Dividend Rate
3.70%
APY*
3.75%
Term
12 Months
Dividend Rate
4.67%
APY*
4.75%
Term
18 Months
Dividend Rate
4.76%
APY*
4.85%
Term
24 Months
Dividend Rate
4.86%
APY*
4.95%
Term
36 Months
Dividend Rate
2.97%
APY*
3.00%
Term
48 Months
Dividend Rate
3.02%
APY*
3.05%
Term
60 Months
Dividend Rate
3.06%
APY*
3.10%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

Disclosures

Rate Information – The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for a 365 day period. The Dividend Rate and APY may change daily.

Nature of Dividends – Dividends are paid from current income and available earnings after providing for the required reserves.

Compounding and Crediting – The Dividend Period begins on the first calendar day of each month and ends on the last calendar day of each month.

Accrual of Dividends – Dividends will begin to accrue on the business day you make your deposit.

Average Daily Balance Method – For share draft (checking), club account (savings), and IRA savings account, dividends and minimum balances are calculated by the Average Daily Balance Method, which is determined by adding the full amount of principal to the account for each day of the period and dividing that figure by the number of days in that period.

Daily Balance Method – For shares (savings) and money market accounts, dividends and minimum balances are calculated by the Daily Balance Method, which is determined by applying a daily periodic rate to the full amount of the balance in the account each day.

Transaction Limitations – The account limitations are set forth above as well as in the General Terms and Conditions of the Credit Union’s Membership Agreement.

FEDERALLY INSURED BY NCUA

Know your funds are safe and secure, backed by the complete confidence of the National Credit Union Administration (NCUA) – an independent United States government agency dedicated to protecting credit unions and our members.

All your deposits with us are federally insured by the NCUA up to $250,000. Visit www.NCUA.gov to learn more.

Routing Number
211288491
Call Us
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