Fees

Personal Fee Schedule

Type Charge
Type
High 5 Checking
Charge
$5.00 per month, if qualifications aren’t met
Type
ATM Withdrawal
Charge
$2.00 per withdrawal
Type
Non-Sufficient Funds (NSF) – Paid
Charge
$35.00 per paid NSF item
Type
Non-Sufficient Funds (NSF) – Returned
Charge
$32.00 per returned NSF item
Type
Stop Payment
Charge
$32.00 per stop payment order
Type
Returned deposit item
Charge
$15.00 per check
Type
Inactive account*
Charge
$5.00 per month
Type
Wire Transfer – incoming
Charge
$10.00 Domestic; $15.00 International
Type
Wire Transfer – outgoing
Charge
$25.00 Domestic; $40.00 International
Type
Skip a Payment
Charge
$30.00 per payment
Type
Late Loan Payment
Charge
$20.00 per payment

Business Fee Schedule

Type Charge
Type
Business Account Services
Charge
Type
Business Money Market Account – Monthly Fee if balance falls below $5000.00 minimum
Charge
$25.00
Type
Domestic Wire Transfer Fee Recurring Set Up Fee – per item
Charge
$25.00
Type
Domestic Wire Transfer Fee Non-recurring Fee – per item
Charge
$25.00
Type
Account Reconciliation (per hour)
Charge
$25.00
Type
Research Fee (per hour – no charge if within 30 days of monthly statement)
Charge
$15.00
Type
Dormant/Inactivity Fee – No activity for 3 months ( monthly fee for months 4-7)
Charge
$5.00
Type
Dormant/Inactivity Fee – No activity for 3 months ( monthly fee for months 8+)
Charge
$25.00
Type
Collection Items: items sent and items received
Charge
Actual Costs
Type
Legal Process for Tax Levies, Garnishments (per occurrence)
Charge
Actual Costs
Type
Closeout of New Account within 60 days of opening
Charge
$25.00
Type
Statement Replacement Fee (per item)
Charge
$2.00
Type
Returned Item Fee – item is unpaid and returned (per item)
Charge
$32.00
Type
Deposited Returned Item Fee (per item)
Charge
$10.00
Type
Overdraft Fee – item is paid but account is overdrawn (per item)
Charge
$32.00
Type
Debit/ATM Card Replacement
Charge
$7.50
Type
Debit/ATM/Credit Card Expediting Fee
Charge
$100.00
Type
Stop Payment – checks and ACH (per item)
Charge
$25.00
Type
Stop Payment – Official Check – If lost or stolen must be 90 days following date of check (per item)
Charge
$5.00
Type
Official Checks (per item)
Charge
$5.00
Type
Copies of Infinity FCU Official Checks (per item)
Charge
$5.00
Type
Notary Fee– for members
Charge
Free
Type
Business Share Draft/Checking Services
Charge
Type
Business Basic Checking
Charge
Free
Type
Business Choice Checking –if average daily balance falls below minimum
Charge
$10.00
Type
Business Basic Deposited Check Fee (over 100 items per month) – per item
Charge
$.25
Type
Business Choice Deposited Check Fee (over 200 items per month) – per item
Charge
$.25
Type
Check Orders (First box of convenience checks for new business member is Free)
Charge
Actual Costs
Type
Copy of Check (per item)
Charge
$5.00
Type
Business Loans
Charge
Type
Commercial Credit Card – Statement Copy
Charge
$5.00
Type
Commercial Credit Card – Card Replacement
Charge
$25.00
Type
Late Fee – Commercial Credit Card – if payment is 10 or more days
Charge
$25.00
Type
Late Fee – SBA Loans – if payment is 10 or more days late
Charge
5% of total amount of delinquent payment
Type
Late Fee – Commercial Real Estate – if payment is 10 or more days late
Charge
5% of total amount of delinquent payment
Type
Late Fee – all others – if payment is 15 or more days late
Charge
$25.00
Routing Number
211288491
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