Personal Fee Schedule
| Type | Charge |
|---|---|
Type High 5 Checking |
Charge $5.00 per month, if qualifications aren’t met |
Type ATM Withdrawal |
Charge $2.00 per withdrawal |
Type Non-Sufficient Funds (NSF) – Paid |
Charge $35.00 per paid NSF item |
Type Non-Sufficient Funds (NSF) – Returned |
Charge $32.00 per returned NSF item |
Type Stop Payment |
Charge $32.00 per stop payment order |
Type Returned deposit item |
Charge $15.00 per check |
Type Inactive account* |
Charge $5.00 per month |
Type Wire Transfer – incoming |
Charge $10.00 Domestic; $15.00 International |
Type Wire Transfer – outgoing |
Charge $25.00 Domestic; $40.00 International |
Type Skip a Payment |
Charge $30.00 per payment |
Type Late Loan Payment |
Charge $20.00 per payment |
Business Fee Schedule
| Type | Charge |
|---|---|
Type Business Account Services |
Charge |
Type Business Money Market Account – Monthly Fee if balance falls below $5000.00 minimum |
Charge $25.00 |
Type Domestic Wire Transfer Fee Recurring Set Up Fee – per item |
Charge $25.00 |
Type Domestic Wire Transfer Fee Non-recurring Fee – per item |
Charge $25.00 |
Type Account Reconciliation (per hour) |
Charge $25.00 |
Type Research Fee (per hour – no charge if within 30 days of monthly statement) |
Charge $15.00 |
Type Dormant/Inactivity Fee – No activity for 3 months ( monthly fee for months 4-7) |
Charge $5.00 |
Type Dormant/Inactivity Fee – No activity for 3 months ( monthly fee for months 8+) |
Charge $25.00 |
Type Collection Items: items sent and items received |
Charge Actual Costs |
Type Legal Process for Tax Levies, Garnishments (per occurrence) |
Charge Actual Costs |
Type Closeout of New Account within 60 days of opening |
Charge $25.00 |
Type Statement Replacement Fee (per item) |
Charge $2.00 |
Type Returned Item Fee – item is unpaid and returned (per item) |
Charge $32.00 |
Type Deposited Returned Item Fee (per item) |
Charge $10.00 |
Type Overdraft Fee – item is paid but account is overdrawn (per item) |
Charge $32.00 |
Type Debit/ATM Card Replacement |
Charge $7.50 |
Type Debit/ATM/Credit Card Expediting Fee |
Charge $100.00 |
Type Stop Payment – checks and ACH (per item) |
Charge $25.00 |
Type Stop Payment – Official Check – If lost or stolen must be 90 days following date of check (per item) |
Charge $5.00 |
Type Official Checks (per item) |
Charge $5.00 |
Type Copies of Infinity FCU Official Checks (per item) |
Charge $5.00 |
Type Notary Fee– for members |
Charge Free |
Type Business Share Draft/Checking Services |
Charge |
Type Business Basic Checking |
Charge Free |
Type Business Choice Checking –if average daily balance falls below minimum |
Charge $10.00 |
Type Business Basic Deposited Check Fee (over 100 items per month) – per item |
Charge $.25 |
Type Business Choice Deposited Check Fee (over 200 items per month) – per item |
Charge $.25 |
Type Check Orders (First box of convenience checks for new business member is Free) |
Charge Actual Costs |
Type Copy of Check (per item) |
Charge $5.00 |
Type Business Loans |
Charge |
Type Commercial Credit Card – Statement Copy |
Charge $5.00 |
Type Commercial Credit Card – Card Replacement |
Charge $25.00 |
Type Late Fee – Commercial Credit Card – if payment is 10 or more days |
Charge $25.00 |
Type Late Fee – SBA Loans – if payment is 10 or more days late |
Charge 5% of total amount of delinquent payment |
Type Late Fee – Commercial Real Estate – if payment is 10 or more days late |
Charge 5% of total amount of delinquent payment |
Type Late Fee – all others – if payment is 15 or more days late |
Charge $25.00 |