skip-a-payment

Our Skip-A-Payment service gives you the option to defer a monthly payment on an eligible Infinity Credit Union Loan to the end of the loan. All without impacting your credit rating. We simply advance your payment and maturity date. (Example: On a 48-month loan, if one payment is skipped, you make 48 payments over 49 months). It’s that simple.

To qualify for the program, you must meet the following criteria:

  • All Infinity CU loans and accounts must be current and in good standing.
  • All requests must come through the website, or in writing directly from our member.
  • You may ‘skip’ each eligible loan one time per twelve month period.
  • Loan must be at least six months old to be skipped and must be current for six months prior to skipped payment (one skipped payment = one monthly payment, two consecutive bi-weekly payments, or four consecutive weekly payments).

REQUEST A SKIP

To request a “skip”, please complete the form above.  An Infinity CU specialist will contact you to confirm your request. Should you require any additional information or assistance, please call our Operations support team at 207-854-6000 ext. 4121

*Request form and fee must be received by Infinity CU at least five (5) business days before your loan payment is due. Finance charges will continue to accrue and will extend the term of your loan. A $30.00 processing fee for each loan you request to skip will be deducted from your designated account. You are limited to one skipped payment per loan per 12-month period. This offer is not applicable to mortgage loans, home equity loans, home equity lines of credit, VISA® credit cards, unsecured lines of credit or past due loans. Restrictions apply; contact our operations support team for complete details at (207) 854-6000 ext. 4121.

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211288491
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