New Auto Loan / Motorcycle (2018-2022)
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 2.24% |
Term 72 months |
APR as low as* 2.64% |
Term 84 months |
APR as low as* 3.24% |
Used Auto / Motorcycle Loan (2013-2017)
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 2.64% |
New Recreational Vehicles, Boats, Equipment Loan (2018-2022)
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 4.24% |
Term 72 months |
APR as low as* 4.49% |
Used Recreational Vehicles, Boats, Equipment Loan (2013-2017)
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 5.49% |
Energy Loan
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 6.99% |
Personal Loan
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 6.99% |
Term 72 months |
APR as low as* 7.49% |
Bridge to Citizenship Loan
Term | APR as low as* |
---|---|
Term 12 months |
APR as low as* 6.99% |
Term 24 months |
APR as low as* 6.99% |
Term 36 months |
APR as low as* 6.99% |
Term 48 months |
APR as low as* 6.99% |
Term 60 months |
APR as low as* 6.99% |
Term 72 months |
APR as low as* 7.49% |
Term 84 months |
APR as low as* 7.49% |
Other Loans
Type | APR as low as* | Terms |
---|---|---|
Type Visa® Credit Card |
APR as low as* 8.90% |
Terms (based on credit review) |
Type Share Secured |
APR as low as* Deposit Rate + 3.00% |
Terms Use your savings as collateral |
Type Overdraft Line of Credit |
APR as low as* 14.99% |
Terms Maximum limit – $7,500 (based on credit review) |
Real Estate Loan Rates
Conventional Mortgage Loans
Term | Rates (as low as) | APR starting at* | Payment per $150,000** | Cost° |
---|---|---|---|---|
Term 30 Year Fixed Rate |
Rates (as low as) 4.875% |
APR starting at* 5.071% |
Payment per $150,000** $794 |
Cost° $1,313 |
Term 20 Year Fixed Rate |
Rates (as low as) 4.625% |
APR starting at* 4.904% |
Payment per $150,000** $959 |
Cost° $1,500 |
Term 15 Year Fixed Rate |
Rates (as low as) 4.125% |
APR starting at* 4.435% |
Payment per $150,000** $1,119 |
Cost° $1,125 |
Term 7/1 Adjustable Rate |
Rates (as low as) 3.375% |
APR starting at* 4.203% |
Payment per $150,000** $663 |
Cost° $0 |
Term 5/1 Adjustable Rate |
Rates (as low as) 2.875% |
APR starting at* 4.181% |
Payment per $150,000** $622 |
Cost° $0 |
Term 3/1 Adjustable Rate |
Rates (as low as) 2.750% |
APR starting at* 4.393% |
Payment per $150,000** $612 |
Cost° $0 |
Fixed Rate Home Equity Loan
Term | APR as low as* |
---|---|
Term 5 years |
APR as low as* 3.49% |
Term 10 years |
APR as low as* 3.49% |
Other Home Loans
Loan Type | Term | APR as low as* |
---|---|---|
Loan Type Variable Rate Home Equity Line of Credit – Interest Only |
Term 120 month draw period |
APR as low as* 2.99%** |
Loan Type Land Loan |
Term Fixed rate, 60 months. (Terms up to 120 months). Rate based on loan amount up to 70% LTV |
APR as low as* 8.09%** |
Loan Type Manufactured Home Loans |
Term Financing of mobile homes available; call for scenario pricing. |
APR as low as* Call: 207-854-6000 ext. 4110 |
Deposit Account Rates
High Five Checking
Average Balance** | # Monthly Transactions | Dividend Rate | APY |
---|---|---|---|
Average Balance** 0 – $5,000 |
# Monthly Transactions 0 – 24 |
Dividend Rate 1.25% |
APY 1.26% |
Average Balance** 0 – $5,000 |
# Monthly Transactions 25+ |
Dividend Rate 2.50% |
APY 2.53% |
Average Balance** $5,001 and over |
# Monthly Transactions 0 – 24 |
Dividend Rate 0.05% |
APY 0.05% |
Average Balance** $5,001 and over |
# Monthly Transactions 25+ |
Dividend Rate 0.05% |
APY 0.05% |
Other Checking Accounts
Account | Rate | APY |
---|---|---|
Account Step Up Checking |
Rate 0.00% |
APY 0.00% |
Account Bridge Checking |
Rate 0.00% |
APY 0.00% |
Account Teen Trailblazer Checking |
Rate 0.00% |
APY 0.00% |
Account College Pathfinder Checking |
Rate 0.00% |
APY 0.00% |
Member Share Savings
Balance** | Rate | APY |
---|---|---|
Balance** Under $100 |
Rate 0.15% |
APY 0.15% |
Balance** $100 – $499 |
Rate 0.15% |
APY 0.15% |
Balance** $500 – $999 |
Rate 0.15% |
APY 0.15% |
Balance** $1,000 and over |
Rate 0.15% |
APY 0.15% |
Other Savings Accounts
Account | Minimum Opening Balance | Rate | APY |
---|---|---|---|
Account Club Savings |
Minimum Opening Balance $1.00 Holiday / $0.01 Others |
Rate 0.15% |
APY 0.15% |
Account Traditional IRA |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Account Roth IRA Savings |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Account Roth Conversion IRA |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Account Education IRA Savings |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Money Market Rates
Balance** | Rate | APY |
---|---|---|
Balance** Under $2,500 |
Rate 0.10% |
APY 0.10% |
Balance** $2,500 – $9,999 |
Rate 0.15% |
APY 0.15% |
Balance** $10,000 – $24,999 |
Rate 0.15% |
APY 0.15% |
Balance** $25,000 – $49,999 |
Rate 0.35% |
APY 0.35% |
Balance** $50,000 and over |
Rate 0.60% |
APY 0.60% |
K.I.S.S. Money Market
Balance** | Rate | APY |
---|---|---|
Balance** $0 – $9,999 |
Rate 0.10% |
APY 0.10% |
Balance** $10,000 and over |
Rate 0.15% |
APY 0.15% |
Premier & IRA Money Market
Balance** | Rate | APY |
---|---|---|
Balance** Under $2,500 |
Rate 0.10% |
APY 0.10% |
Balance** $2,500 – $9,999 |
Rate 0.15% |
APY 0.15% |
Balance** $10,000 – $24,999 |
Rate 0.15% |
APY 0.15% |
Balance** $25,000 – $49,999 |
Rate 0.35% |
APY 0.35% |
Balance** $50,000 – $99,999 |
Rate 0.45% |
APY 0.45% |
Balance** $100,000 – $249,999 |
Rate 0.55% |
APY 0.55% |
Balance** $250,000 and up |
Rate 0.65% |
APY 0.65% |
Share Certificates
Term | Dividend Rate | APY |
---|---|---|
Term 3 Months** |
Dividend Rate 0.50% |
APY 0.50% |
Term 6 Months |
Dividend Rate 0.65% |
APY 0.65% |
Term 12 Months |
Dividend Rate 1.00% |
APY 1.00% |
Term 18 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 24 Months |
Dividend Rate 0.80% |
APY 0.80% |
Term 36 Months |
Dividend Rate 0.85% |
APY 0.85% |
Term 60 Months |
Dividend Rate 1.24% |
APY 1.25% |
IRA Share Certificates
Term | Dividend Rate | APY |
---|---|---|
Term 6 Months |
Dividend Rate 0.65% |
APY 0.65% |
Term 12 Months |
Dividend Rate 0.70% |
APY 0.70% |
Term 18 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 24 Months |
Dividend Rate 0.80% |
APY 0.80% |
Term 36 Months |
Dividend Rate 0.85% |
APY 0.85% |
Term 60 Months |
Dividend Rate 1.00% |
APY 1.00% |
Business Rates
Business Share Account
Daily Average Balance | Rate | APY |
---|---|---|
Daily Average Balance $25.00 – $99.99 |
Rate 0.05% |
APY 0.05% |
Daily Average Balance $100 – $5,000 |
Rate 0.05% |
APY 0.05% |
Daily Average Balance $5,000 – $10,000 |
Rate 0.05% |
APY 0.05% |
Daily Average Balance $10,000 and over |
Rate 0.10% |
APY 0.10% |
Business Basic Checking
Terms | Requirements |
---|---|
Terms Minimum average daily balance to avoid fee |
Requirements $0.00 in Checking Account |
Terms Monthly fee if account is below minimum average daily balance |
Requirements $0.00 |
Terms Dividend Earning |
Requirements No |
Business Choice Checking
Daily Average Balance | Rate | APY |
---|---|---|
Daily Average Balance $0 – $2,499 |
Rate 0.05% |
APY 0.05% |
Daily Average Balance $2,500 – $4,999 |
Rate 0.05% |
APY 0.05% |
Daily Average Balance $5,000 and over |
Rate 0.05% |
APY 0.05% |
Business Money Market
Balance** | Rate | APY |
---|---|---|
Balance** Under $5,000 |
Rate 0.05% |
APY 0.05% |
Balance** $5,000 – $9,999 |
Rate 0.10% |
APY 0.10% |
Balance** $10,000 – $24,999 |
Rate 0.10% |
APY 0.10% |
Balance** $25,000 – $49,999 |
Rate 0.10% |
APY 0.10% |
Balance** $50,000 and over |
Rate 0.10% |
APY 0.10% |