Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 3.49% |
Term 72 months |
APR as low as* 3.99% |
Term 84 months |
APR as low as* 4.99% |
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 3.99% |
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 5.74% |
Term 72 months |
APR as low as* 5.99% |
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 6.99% |
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 8.49% |
Term | APR as low as* |
---|---|
Term 60 months |
APR as low as* 8.49% |
Term 72 months |
APR as low as* 8.99% |
Type | APR as low as* | Terms |
---|---|---|
Type Visa® Credit Card |
APR as low as* 8.90% |
Terms (based on credit review) |
Type Share Secured |
APR as low as* Deposit Rate + 3.00% |
Terms Use your savings as collateral |
Type Overdraft Line of Credit |
APR as low as* 14.99% |
Terms Maximum limit – $7,500 (based on credit review) |
Real Estate Loan Rates
Mortgage Term | Interest Rate Starting At | APR Starting at* | Payment per $150,000** | Cost |
---|---|---|---|---|
Mortgage Term 30 Year Fixed |
Interest Rate Starting At 5.000% |
APR Starting at* 5.119% |
Payment per $150,000** $805 |
Cost $0 |
Mortgage Term 20 Year Fixed |
Interest Rate Starting At 4.750% |
APR Starting at* 4.940% |
Payment per $150,000** $969 |
Cost $375 |
Mortgage Term 15 Year Fixed |
Interest Rate Starting At 4.375% |
APR Starting at* 4.574% |
Payment per $150,000** $1,138 |
Cost $0 |
Mortgage Term 7/1 ARM 30 Year^ |
Interest Rate Starting At 3.990% |
APR Starting at* 5.009% |
Payment per $150,000** $715 |
Cost $0 |
Mortgage Term 5/1 ARM 30 Year^ |
Interest Rate Starting At 3.750% |
APR Starting at* 5.122% |
Payment per $150,000** $695 |
Cost $0 |
Mortgage Term 3/1 ARM 30 Year^ |
Interest Rate Starting At 3.500% |
APR Starting at* 5.310% |
Payment per $150,000** $674 |
Cost $0 |
Term | APR as low as* |
---|---|
Term 5 years |
APR as low as* 4.74% |
Term 10 years |
APR as low as* 4.74% |
Loan Type | Term | APR as low as* |
---|---|---|
Loan Type Land Loan |
Term Fixed rate, 60 months. (Terms up to 120 months). |
APR as low as* 9.99%* |
Loan Type Manufactured Home Loans |
Term Financing of mobile homes available; call for scenario pricing |
APR as low as* Call: 207-854-6000 ext. 4110 |
Term | APR as low as* |
---|---|
Term 120 month draw period |
APR as low as* 3.99* |
Deposit Account Rates
Average Balance** | # Monthly Transactions | Dividend Rate | APY |
---|---|---|---|
Average Balance** 0 – $5,000 |
# Monthly Transactions 0 – 24 |
Dividend Rate 1.25% |
APY 1.26% |
Average Balance** 0 – $5,000 |
# Monthly Transactions 25+ |
Dividend Rate 2.50% |
APY 2.53% |
Average Balance** $5,001 and over |
# Monthly Transactions 0 – 24 |
Dividend Rate 0.05% |
APY 0.05% |
Average Balance** $5,001 and over |
# Monthly Transactions 25+ |
Dividend Rate 0.05% |
APY 0.05% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
None
Balance Method
Average Daily Method
Balance** | Rate | APY |
---|---|---|
Balance** Under $100 |
Rate 0.15% |
APY 0.15% |
Balance** $100 – $499 |
Rate 0.15% |
APY 0.15% |
Balance** $500 – $999 |
Rate 0.15% |
APY 0.15% |
Balance** $1,000 and over |
Rate 0.15% |
APY 0.15% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$5
Balance Method
Daily Balance
Account | Minimum Opening Balance | Rate | APY |
---|---|---|---|
Account Club Savings |
Minimum Opening Balance $1.00 Holiday / $0.01 Others |
Rate 0.15% |
APY 0.15% |
Account Traditional IRA |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Account Roth IRA Savings |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Account Roth Conversion IRA |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Account Education IRA Savings |
Minimum Opening Balance n/a |
Rate 0.35% |
APY 0.35% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Average Daily Method
Balance** | Rate | APY |
---|---|---|
Balance** Under $2,500 |
Rate 0.25% |
APY 0.25% |
Balance** $2,500 – $9,999 |
Rate 0.25% |
APY 0.25% |
Balance** $10,000 – $24,999 |
Rate 0.35% |
APY 0.35% |
Balance** $25,000 – $49,999 |
Rate 0.50% |
APY 0.50% |
Balance** $50,000 and over |
Rate 0.65% |
APY 0.65% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Balance** | Rate | APY |
---|---|---|
Balance** $0 – $9,999 |
Rate 0.25% |
APY 0.25% |
Balance** $10,000 and over |
Rate 0.25% |
APY 0.25% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
N/A
Balance Method
Daily Balance
Balance** | Rate | APY |
---|---|---|
Balance** Under $2,500 |
Rate 0.25% |
APY 0.25% |
Balance** $2,500 – $9,999 |
Rate 0.25% |
APY 0.25% |
Balance** $10,000 – $24,999 |
Rate 0.35% |
APY 0.35% |
Balance** $25,000 – $49,999 |
Rate 0.50% |
APY 0.50% |
Balance** $50,000 – $99,999 |
Rate 0.65% |
APY 0.65% |
Balance** $100,000 – $249,999 |
Rate 0.75% |
APY 0.75% |
Balance** $250,000 and up |
Rate 1.19% |
APY 1.20% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$50,000
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Term | Dividend Rate | APY |
---|---|---|
Term 3 Months** |
Dividend Rate 0.50% |
APY 0.50% |
Term 6 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 12 Months |
Dividend Rate 2.33% |
APY 2.35% |
Term 18 Months |
Dividend Rate 2.37% |
APY 2.40% |
Term 24 Months |
Dividend Rate 2.47% |
APY 2.50% |
Term 36 Months |
Dividend Rate 2.72% |
APY 2.75% |
Term 60 Months |
Dividend Rate 3.01% |
APY 3.05% |
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Term | Dividend Rate | APY |
---|---|---|
Term 6 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 12 Months |
Dividend Rate 2.33% |
APY 2.35% |
Term 18 Months |
Dividend Rate 2.37% |
APY 2.40% |
Term 24 Months |
Dividend Rate 2.47% |
APY 2.50% |
Term 36 Months |
Dividend Rate 2.72% |
APY 2.75% |
Term 60 Months |
Dividend Rate 3.01% |
APY 3.05% |
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic