At Infinity, we are proud to offer Best in Market rates, which means you’ll always have one of the most competitive rates in the state, based on a weekly Market Rate Survey by www.Rate-Watch.com and www.BankRate.com.

Term As Low As APR* Payment per $1,000**
Term
36 Months
As Low As APR*
5.49%
Payment per $1,000**
$30
Term
48 Months
As Low As APR*
5.49%
Payment per $1,000**
$23
Term
60 Months
As Low As APR*
5.49%
Payment per $1,000**
$19
Term
72 Months
As Low As APR*
5.74%
Payment per $1,000**
$16
Term As Low As APR* Payment per $1,000**
Term
36 Months
As Low As APR*
5.74%
Payment per $1,000**
$30
Term
48 Months
As Low As APR*
5.74%
Payment per $1,000**
$23
Term
60 Months
As Low As APR*
5.74%
Payment per $1,000**
$19
Term As Low As APR* Payment per $1,000**
Term
New: 2019 – 2023 (36-60 Months)
As Low As APR*
6.99%
Payment per $1,000**
$20
Term
New: 2019 – 2023 (72 Months)
As Low As APR*
7.24%
Payment per $1,000**
$17
Term
Used: 2014 – 2018 (36-60 Months)
As Low As APR*
8.24%
Payment per $1,000**
$20
Term
Used: 2013 and older
As Low As APR*
9.74%
Payment per $1,000**
$21
Rate Title As Low As APR*
Rate Title
Signature**
As Low As APR*
9.990%
Rate Title
Line of Credit**
As Low As APR*
14.990%
Rate Title
Deposit Collateral (Share/CD)
As Low As APR*
3.000%
Type APR as low as* Terms
Type
Visa® Credit Card
APR as low as*
8.90%
Terms
(based on credit review)
Type
Share Secured
APR as low as*
Deposit Rate + 3.00%
Terms
Use your savings as collateral
Type
Overdraft Line of Credit
APR as low as*
14.99%
Terms
Maximum limit – $7,500 (based on credit review)
Term As Low As APR* Payment per $1,000**
Term
36 Months
As Low As APR*
5.99%
Payment per $1,000**
$30
Term
48 Months
As Low As APR*
5.99%
Payment per $1,000**
$23
Term
60 Months**
As Low As APR*
5.99%
Payment per $1,000**
$19
Term
72 Months**
As Low As APR*
6.24%
Payment per $1,000**
$17

Real Estate Loan Rates

Mortgage Term Interest Rate Starting At APR Starting at* Payment per $150,000** Cost°
Mortgage Term
30 Year Fixed
Interest Rate Starting At
5.625%
APR Starting at*
5.752%
Payment per $150,000**
$863
Cost°
$0
Mortgage Term
20 Year Fixed
Interest Rate Starting At
5.500%
APR Starting at*
5.669%
Payment per $150,000**
$1,032
Cost°
$0
Mortgage Term
15 Year Fixed
Interest Rate Starting At
4.875%
APR Starting at*
5.138%
Payment per $150,000**
$1,176
Cost°
$563
Mortgage Term
7/1 ARM 30 Year^
Interest Rate Starting At
5.500%
APR Starting at*
6.569%
Payment per $150,000**
$852
Cost°
$0
Mortgage Term
5/1 ARM 30 Year^
Interest Rate Starting At
5.125%
APR Starting at*
6.629%
Payment per $150,000**
$817
Cost°
$0
Mortgage Term
3/1 ARM 30 Year^
Interest Rate Starting At
5.125%
APR Starting at*
6.944%
Payment per $150,000**
$817
Cost°
$0
Term As Low As APR* Payment per $1,000**
Term
Equity Line of Credit: up to 80% CLTV**
As Low As APR*
6.24%
Payment per $1,000**
$11
Term
Equity Line of Credit: up to 90% CLTV**
As Low As APR*
6.49%
Payment per $1,000**
$11
Term
Equity Line of Credit: up to 100% CLTV**
As Low As APR*
7.24%
Payment per $1,000**
$12
Term
Easy Equity Loan: up to 80% CLTV**
As Low As APR*
5.99%
Payment per $1,000**
$11
Term
Easy Equity Loan: up to 90% CLTV**
As Low As APR*
6.49%
Payment per $1,000**
$11
Term
Easy Equity Loan: up to 100% CLTV**
As Low As APR*
7.49%
Payment per $1,000**
$12
Loan Type Term APR as low as*
Loan Type
Land Loan
Term
Fixed rate, 60 months. (Terms up to 120 months).
APR as low as*
10.99%*
Loan Type
Manufactured Home Loans
Term
Financing of mobile homes available; call for scenario pricing
APR as low as*
Call: 207-854-6000 ext. 4110
% of Home Value *APR (as low a) Draw Period
% of Home Value
Up to 80%
*APR (as low a)
6.24%*
Draw Period
120 months
% of Home Value
Up to 90%
*APR (as low a)
6.49%*
Draw Period
120 months
% of Home Value
Up to 100%
*APR (as low a)
7.24%
Draw Period
120 months

Deposit Account Rates

Average Balance # Monthly Transactions Dividend Rate APY**
Average Balance
0 – $5,000
# Monthly Transactions
0 – 24
Dividend Rate
1.25%
APY**
1.26%
Average Balance
0 – $5,000
# Monthly Transactions
25+
Dividend Rate
2.50%
APY**
2.53%
Average Balance
$5,001 and over
# Monthly Transactions
0 – 24
Dividend Rate
0.05%
APY**
0.05%
Average Balance
$5,001 and over
# Monthly Transactions
25+
Dividend Rate
0.05%
APY**
0.05%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$500
Balance Method
Daily Balance Method
Member Share APY* Dividend Rate
Member Share
$5-$5,000
APY*
0.15%
Dividend Rate
0.15%
Member Share
$5,001-$25,000
APY*
0.15%
Dividend Rate
0.15%
Member Share
Over $25,000
APY*
0.15%
Dividend Rate
0.15%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$5
Balance Method
Daily Balance
Account Minimum Opening Balance Rate APY
Account
Club Savings
Minimum Opening Balance
$1.00 Holiday / $0.01 Others
Rate
0.15%
APY
0.15%
Account
Traditional IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth Conversion IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Education IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Daily Balance Method
Money Market APY* Dividend Rate
Money Market
$0-$4,999
APY*
0.25%
Dividend Rate
0.25%
Money Market
$5,000-$9,999
APY*
1.25%
Dividend Rate
1.24%
Money Market
$10,000-$19,999
APY*
1.35%
Dividend Rate
1.34%
Money Market
$20,000-$49,999
APY*
2.30%
Dividend Rate
2.28%
Money Market
$50,000-$74,999
APY*
2.40%
Dividend Rate
2.38%
Money Market
$75,000-$99,999
APY*
2.45%
Dividend Rate
2.43%
Money Market
$100,000-$249,999
APY*
2.50%
Dividend Rate
2.48%
Money Market
$250,000-$499,999
APY*
3.00%
Dividend Rate
2.97%
Money Market
$500,000 and over
APY*
3.10%
Dividend Rate
3.07%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$0
Minimum Required Balance
$0
Balance Method
Daily Balance
Balance** Rate APY
Balance**
$0 – $9,999
Rate
1.24%
APY
1.25%
Balance**
$10,000 and over
Rate
1.34%
APY
1.35%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
N/A
Balance Method
Daily Balance
IRA Accumulation / Builder APY* Dividend Rate
IRA Accumulation / Builder
$25-$49,999
APY*
0.35%
Dividend Rate
0.35%
IRA Accumulation / Builder
$50,000-$74,999
APY*
0.40%
Dividend Rate
0.40%
IRA Accumulation / Builder
$75,000-$99,999
APY*
0.40%
Dividend Rate
0.40%
IRA Accumulation / Builder
$100,000 and over
APY*
0.50%
Dividend Rate
0.50%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$500
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Term Dividend Rate APY*
Term
3 Months**
Dividend Rate
3.46%
APY*
3.50%
Term
6 Months
Dividend Rate
3.70%
APY*
3.75%
Term
12 Months
Dividend Rate
4.67%
APY*
4.75%
Term
18 Months
Dividend Rate
4.76%
APY*
4.85%
Term
24 Months
Dividend Rate
4.86%
APY*
4.95%
Term
36 Months
Dividend Rate
2.97%
APY*
3.00%
Term
48 Months
Dividend Rate
3.02%
APY*
3.05%
Term
60 Months
Dividend Rate
3.06%
APY*
3.10%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
IRA / Share Certificates APY* Dividend Rate
IRA / Share Certificates
3 Month**
APY*
3.50%
Dividend Rate
3.46%
IRA / Share Certificates
6 Month
APY*
3.75%
Dividend Rate
3.70%
IRA / Share Certificates
12 Month
APY*
4.75%
Dividend Rate
4.67%
IRA / Share Certificates
18 Month
APY*
4.85%
Dividend Rate
4.76%
IRA / Share Certificates
24 Month
APY*
4.95%
Dividend Rate
4.86%
IRA / Share Certificates
36 Month
APY*
3.00%
Dividend Rate
2.97%
IRA / Share Certificates
48 Month
APY*
3.05%
Dividend Rate
3.02%
IRA / Share Certificates
60 Month
APY*
3.10%
Dividend Rate
3.07%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Owner Participation Account APY* Dividend Rate
Owner Participation Account
(OPA)
APY*
0.50%
Dividend Rate
0.50%
Routing Number
211288491
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