rates

At Infinity, we are proud to offer Best in Market rates, which means you’ll always have one of the most competitive rates in the state, based on a weekly Market Rate Survey by www.Rate-Watch.com and www.BankRate.com.

Term APR as low as*
Term
60 months
APR as low as*
3.49%
Term
72 months
APR as low as*
3.99%
Term
84 months
APR as low as*
4.99%
Term APR as low as*
Term
60 months
APR as low as*
3.99%
Term APR as low as*
Term
60 months
APR as low as*
5.74%
Term
72 months
APR as low as*
5.99%
Term APR as low as*
Term
60 months
APR as low as*
6.99%
Term APR as low as*
Term
60 months
APR as low as*
8.49%
Term APR as low as*
Term
60 months
APR as low as*
8.49%
Term
72 months
APR as low as*
8.99%
Type APR as low as* Terms
Type
Visa® Credit Card
APR as low as*
8.90%
Terms
(based on credit review)
Type
Share Secured
APR as low as*
Deposit Rate + 3.00%
Terms
Use your savings as collateral
Type
Overdraft Line of Credit
APR as low as*
14.99%
Terms
Maximum limit – $7,500 (based on credit review)

Real Estate Loan Rates

Mortgage Term Interest Rate Starting At APR Starting at* Payment per $150,000** Cost
Mortgage Term
30 Year Fixed
Interest Rate Starting At
5.000%
APR Starting at*
5.119%
Payment per $150,000**
$805
Cost
$0
Mortgage Term
20 Year Fixed
Interest Rate Starting At
4.750%
APR Starting at*
4.940%
Payment per $150,000**
$969
Cost
$375
Mortgage Term
15 Year Fixed
Interest Rate Starting At
4.375%
APR Starting at*
4.574%
Payment per $150,000**
$1,138
Cost
$0
Mortgage Term
7/1 ARM 30 Year^
Interest Rate Starting At
3.990%
APR Starting at*
5.009%
Payment per $150,000**
$715
Cost
$0
Mortgage Term
5/1 ARM 30 Year^
Interest Rate Starting At
3.750%
APR Starting at*
5.122%
Payment per $150,000**
$695
Cost
$0
Mortgage Term
3/1 ARM 30 Year^
Interest Rate Starting At
3.500%
APR Starting at*
5.310%
Payment per $150,000**
$674
Cost
$0
Term APR as low as*
Term
5 years
APR as low as*
4.74%
Term
10 years
APR as low as*
4.74%
Loan Type Term APR as low as*
Loan Type
Land Loan
Term
Fixed rate, 60 months. (Terms up to 120 months).
APR as low as*
9.99%*
Loan Type
Manufactured Home Loans
Term
Financing of mobile homes available; call for scenario pricing
APR as low as*
Call: 207-854-6000 ext. 4110
Term APR as low as*
Term
120 month draw period
APR as low as*
3.99*

Deposit Account Rates

Average Balance** # Monthly Transactions Dividend Rate APY
Average Balance**
0 – $5,000
# Monthly Transactions
0 – 24
Dividend Rate
1.25%
APY
1.26%
Average Balance**
0 – $5,000
# Monthly Transactions
25+
Dividend Rate
2.50%
APY
2.53%
Average Balance**
$5,001 and over
# Monthly Transactions
0 – 24
Dividend Rate
0.05%
APY
0.05%
Average Balance**
$5,001 and over
# Monthly Transactions
25+
Dividend Rate
0.05%
APY
0.05%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
None
Balance Method
Average Daily Method
Balance** Rate APY
Balance**
Under $100
Rate
0.15%
APY
0.15%
Balance**
$100 – $499
Rate
0.15%
APY
0.15%
Balance**
$500 – $999
Rate
0.15%
APY
0.15%
Balance**
$1,000 and over
Rate
0.15%
APY
0.15%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$5
Balance Method
Daily Balance
Account Minimum Opening Balance Rate APY
Account
Club Savings
Minimum Opening Balance
$1.00 Holiday / $0.01 Others
Rate
0.15%
APY
0.15%
Account
Traditional IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth Conversion IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Education IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Average Daily Method
Balance** Rate APY
Balance**
Under $2,500
Rate
0.25%
APY
0.25%
Balance**
$2,500 – $9,999
Rate
0.25%
APY
0.25%
Balance**
$10,000 – $24,999
Rate
0.35%
APY
0.35%
Balance**
$25,000 – $49,999
Rate
0.50%
APY
0.50%
Balance**
$50,000 and over
Rate
0.65%
APY
0.65%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Balance** Rate APY
Balance**
$0 – $9,999
Rate
0.25%
APY
0.25%
Balance**
$10,000 and over
Rate
0.25%
APY
0.25%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
N/A
Balance Method
Daily Balance
Balance** Rate APY
Balance**
Under $2,500
Rate
0.25%
APY
0.25%
Balance**
$2,500 – $9,999
Rate
0.25%
APY
0.25%
Balance**
$10,000 – $24,999
Rate
0.35%
APY
0.35%
Balance**
$25,000 – $49,999
Rate
0.50%
APY
0.50%
Balance**
$50,000 – $99,999
Rate
0.65%
APY
0.65%
Balance**
$100,000 – $249,999
Rate
0.75%
APY
0.75%
Balance**
$250,000 and up
Rate
1.19%
APY
1.20%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$50,000
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Term Dividend Rate APY
Term
3 Months**
Dividend Rate
0.50%
APY
0.50%
Term
6 Months
Dividend Rate
0.75%
APY
0.75%
Term
12 Months
Dividend Rate
2.33%
APY
2.35%
Term
18 Months
Dividend Rate
2.37%
APY
2.40%
Term
24 Months
Dividend Rate
2.47%
APY
2.50%
Term
36 Months
Dividend Rate
2.72%
APY
2.75%
Term
60 Months
Dividend Rate
3.01%
APY
3.05%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Term Dividend Rate APY
Term
6 Months
Dividend Rate
0.75%
APY
0.75%
Term
12 Months
Dividend Rate
2.33%
APY
2.35%
Term
18 Months
Dividend Rate
2.37%
APY
2.40%
Term
24 Months
Dividend Rate
2.47%
APY
2.50%
Term
36 Months
Dividend Rate
2.72%
APY
2.75%
Term
60 Months
Dividend Rate
3.01%
APY
3.05%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Routing Number
211288491
Call Us
Online Banking

*ATMs Update* There will be some downtime with our ATMs and available networks as we work to update the Surcharge-Free ATMs available nationwide to our members. If you receive an ATM fee in August, please Submit a Member Refund Request online or call us at 207-854-6000. (More Details)