rates

At Infinity, we are proud to offer Best in Market rates, which means you’ll always have one of the most competitive rates in the state, based on a weekly Market Rate Survey by www.Rate-Watch.com and www.BankRate.com.

New Auto Loan / Motorcycle (2018-2022)

Term APR as low as*
Term
60 months
APR as low as*
2.24%
Term
72 months
APR as low as*
2.64%
Term
84 months
APR as low as*
3.24%

Used Auto / Motorcycle Loan (2013-2017)

Term APR as low as*
Term
60 months
APR as low as*
2.64%

New Recreational Vehicles, Boats, Equipment Loan (2018-2022)

Term APR as low as*
Term
60 months
APR as low as*
4.24%
Term
72 months
APR as low as*
4.49%

Used Recreational Vehicles, Boats, Equipment Loan (2013-2017)

Term APR as low as*
Term
60 months
APR as low as*
5.49%

Energy Loan

Term APR as low as*
Term
60 months
APR as low as*
6.99%

Personal Loan

Term APR as low as*
Term
60 months
APR as low as*
6.99%
Term
72 months
APR as low as*
7.49%

Bridge to Citizenship Loan

Term APR as low as*
Term
12 months
APR as low as*
6.99%
Term
24 months
APR as low as*
6.99%
Term
36 months
APR as low as*
6.99%
Term
48 months
APR as low as*
6.99%
Term
60 months
APR as low as*
6.99%
Term
72 months
APR as low as*
7.49%
Term
84 months
APR as low as*
7.49%

Other Loans

Type APR as low as* Terms
Type
Visa® Credit Card
APR as low as*
8.90%
Terms
(based on credit review)
Type
Share Secured
APR as low as*
Deposit Rate + 3.00%
Terms
Use your savings as collateral
Type
Overdraft Line of Credit
APR as low as*
14.99%
Terms
Maximum limit – $7,500 (based on credit review)

Real Estate Loan Rates

Conventional Mortgage Loans

Term Rates (as low as) APR starting at* Payment per $150,000** Cost°
Term
30 Year Fixed Rate
Rates (as low as)
4.875%
APR starting at*
5.071%
Payment per $150,000**
$794
Cost°
$1,313
Term
20 Year Fixed Rate
Rates (as low as)
4.625%
APR starting at*
4.904%
Payment per $150,000**
$959
Cost°
$1,500
Term
15 Year Fixed Rate
Rates (as low as)
4.125%
APR starting at*
4.435%
Payment per $150,000**
$1,119
Cost°
$1,125
Term
7/1 Adjustable Rate
Rates (as low as)
3.375%
APR starting at*
4.203%
Payment per $150,000**
$663
Cost°
$0
Term
5/1 Adjustable Rate
Rates (as low as)
2.875%
APR starting at*
4.181%
Payment per $150,000**
$622
Cost°
$0
Term
3/1 Adjustable Rate
Rates (as low as)
2.750%
APR starting at*
4.393%
Payment per $150,000**
$612
Cost°
$0

Fixed Rate Home Equity Loan

Term APR as low as*
Term
5 years
APR as low as*
3.49%
Term
10 years
APR as low as*
3.49%

Other Home Loans

Loan Type Term APR as low as*
Loan Type
Variable Rate Home Equity Line of Credit – Interest Only
Term
120 month draw period
APR as low as*
2.99%**
Loan Type
Land Loan
Term
Fixed rate, 60 months. (Terms up to 120 months). Rate based on loan amount up to 70% LTV
APR as low as*
8.09%**
Loan Type
Manufactured Home Loans
Term
Financing of mobile homes available; call for scenario pricing.
APR as low as*
Call: 207-854-6000 ext. 4110

Deposit Account Rates

High Five Checking

Average Balance** # Monthly Transactions Dividend Rate APY
Average Balance**
0 – $5,000
# Monthly Transactions
0 – 24
Dividend Rate
1.25%
APY
1.26%
Average Balance**
0 – $5,000
# Monthly Transactions
25+
Dividend Rate
2.50%
APY
2.53%
Average Balance**
$5,001 and over
# Monthly Transactions
0 – 24
Dividend Rate
0.05%
APY
0.05%
Average Balance**
$5,001 and over
# Monthly Transactions
25+
Dividend Rate
0.05%
APY
0.05%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
None
Balance Method
Average Daily Method

Other Checking Accounts

Account Rate APY
Account
Step Up Checking
Rate
0.00%
APY
0.00%
Account
Bridge Checking
Rate
0.00%
APY
0.00%
Account
Teen Trailblazer Checking
Rate
0.00%
APY
0.00%
Account
College Pathfinder Checking
Rate
0.00%
APY
0.00%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
None
Minimum Required Balance
None
Balance Method
N/A

Member Share Savings

Balance** Rate APY
Balance**
Under $100
Rate
0.15%
APY
0.15%
Balance**
$100 – $499
Rate
0.15%
APY
0.15%
Balance**
$500 – $999
Rate
0.15%
APY
0.15%
Balance**
$1,000 and over
Rate
0.15%
APY
0.15%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$5
Balance Method
Daily Balance

Other Savings Accounts

Account Minimum Opening Balance Rate APY
Account
Club Savings
Minimum Opening Balance
$1.00 Holiday / $0.01 Others
Rate
0.15%
APY
0.15%
Account
Traditional IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Roth Conversion IRA
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Account
Education IRA Savings
Minimum Opening Balance
n/a
Rate
0.35%
APY
0.35%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Average Daily Method

Money Market Rates

Balance** Rate APY
Balance**
Under $2,500
Rate
0.10%
APY
0.10%
Balance**
$2,500 – $9,999
Rate
0.15%
APY
0.15%
Balance**
$10,000 – $24,999
Rate
0.15%
APY
0.15%
Balance**
$25,000 – $49,999
Rate
0.35%
APY
0.35%
Balance**
$50,000 and over
Rate
0.60%
APY
0.60%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
$2,500
Balance Method
Daily Balance

K.I.S.S. Money Market

Balance** Rate APY
Balance**
$0 – $9,999
Rate
0.10%
APY
0.10%
Balance**
$10,000 and over
Rate
0.15%
APY
0.15%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
N/A
Balance Method
Daily Balance

Premier & IRA Money Market

Balance** Rate APY
Balance**
Under $2,500
Rate
0.10%
APY
0.10%
Balance**
$2,500 – $9,999
Rate
0.15%
APY
0.15%
Balance**
$10,000 – $24,999
Rate
0.15%
APY
0.15%
Balance**
$25,000 – $49,999
Rate
0.35%
APY
0.35%
Balance**
$50,000 – $99,999
Rate
0.45%
APY
0.45%
Balance**
$100,000 – $249,999
Rate
0.55%
APY
0.55%
Balance**
$250,000 and up
Rate
0.65%
APY
0.65%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$50,000
Minimum Required Balance
$2,500
Balance Method
Daily Balance

Share Certificates

Term Dividend Rate APY
Term
3 Months**
Dividend Rate
0.50%
APY
0.50%
Term
6 Months
Dividend Rate
0.65%
APY
0.65%
Term
12 Months
Dividend Rate
1.00%
APY
1.00%
Term
18 Months
Dividend Rate
0.75%
APY
0.75%
Term
24 Months
Dividend Rate
0.80%
APY
0.80%
Term
36 Months
Dividend Rate
0.85%
APY
0.85%
Term
60 Months
Dividend Rate
1.24%
APY
1.25%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

IRA Share Certificates

Term Dividend Rate APY
Term
6 Months
Dividend Rate
0.65%
APY
0.65%
Term
12 Months
Dividend Rate
0.70%
APY
0.70%
Term
18 Months
Dividend Rate
0.75%
APY
0.75%
Term
24 Months
Dividend Rate
0.80%
APY
0.80%
Term
36 Months
Dividend Rate
0.85%
APY
0.85%
Term
60 Months
Dividend Rate
1.00%
APY
1.00%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

Business Rates

Business Share Account

Daily Average Balance Rate APY
Daily Average Balance
$25.00 – $99.99
Rate
0.05%
APY
0.05%
Daily Average Balance
$100 – $5,000
Rate
0.05%
APY
0.05%
Daily Average Balance
$5,000 – $10,000
Rate
0.05%
APY
0.05%
Daily Average Balance
$10,000 and over
Rate
0.10%
APY
0.10%

Business Basic Checking

Terms Requirements
Terms
Minimum average daily balance to avoid fee
Requirements
$0.00 in Checking Account
Terms
Monthly fee if account is below minimum average daily balance
Requirements
$0.00
Terms
Dividend Earning
Requirements
No

Business Choice Checking

Daily Average Balance Rate APY
Daily Average Balance
$0 – $2,499
Rate
0.05%
APY
0.05%
Daily Average Balance
$2,500 – $4,999
Rate
0.05%
APY
0.05%
Daily Average Balance
$5,000 and over
Rate
0.05%
APY
0.05%

Business Money Market

Balance** Rate APY
Balance**
Under $5,000
Rate
0.05%
APY
0.05%
Balance**
$5,000 – $9,999
Rate
0.10%
APY
0.10%
Balance**
$10,000 – $24,999
Rate
0.10%
APY
0.10%
Balance**
$25,000 – $49,999
Rate
0.10%
APY
0.10%
Balance**
$50,000 and over
Rate
0.10%
APY
0.10%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$25
Minimum Required Balance
$5,000
Balance Method
Daily Balance
Routing Number
211288491
Call Us
Online Banking

*Lobby Alerts: Please note, our Westbrook Lobby is currently closed, by appointment only, Mon-Fri. *(Lobby Reopening May 24th). Our Drive-Thru Teller Services remain open Mon-Fri 8:30am-5pm. (Closed Saturdays). Our ATM & Online Banking are available 24/7 for your convenience. Our Call Center is open to assist: 207-854-6000.

*Our Arundel lobby will be Closed Wed-Fri. 5/18-20 due to staffing. We apologize for the inconvenience. Our Drive-Thru will remain open normal hours. Our ATM & Online Banking are available 24/7. Our Call Center is also open to assist.