Real Estate Loan Rates

Mortgage Term Interest Rate Starting At APR Starting at* Payment per $150,000** Cost
Mortgage Term
30 Year Fixed
Interest Rate Starting At
5.750%
APR Starting at*
5.901%
Payment per $150,000**
$875
Cost
$375
Mortgage Term
20 Year Fixed
Interest Rate Starting At
5.375%
APR Starting at*
5.573%
Payment per $150,000**
$1,021
Cost
$375
Mortgage Term
15 Year Fixed
Interest Rate Starting At
5.000%
APR Starting at*
5.206%
Payment per $150,000**
$1,186
Cost
$0
Mortgage Term
7/1 ARM 30 Year^
Interest Rate Starting At
3.990%
APR Starting at*
4.919%
Payment per $150,000**
$715
Cost
$0
Mortgage Term
5/1 ARM 30 Year^
Interest Rate Starting At
3.750%
APR Starting at*
5.012%
Payment per $150,000**
$695
Cost
$0
Mortgage Term
3/1 ARM 30 Year^
Interest Rate Starting At
3.500%
APR Starting at*
5.188%
Payment per $150,000**
$674
Cost
$0
Term APR as low as*
Term
5 years
APR as low as*
3.99%
Term
10 years
APR as low as*
3.99%
Loan Type Term APR as low as*
Loan Type
Land Loan
Term
Fixed rate, 60 months. (Terms up to 120 months).
APR as low as*
9.49%*
Loan Type
Manufactured Home Loans
Term
Financing of mobile homes available; call for scenario pricing
APR as low as*
Call: 207-854-6000 ext. 4110
Term APR as low as*
Term
120 month draw period
APR as low as*
3.29*

Disclosures:

*Annual Percentage Rate = APR. For all terms: Rates effective for qualifying Maine properties up to 80% of home’s value; other rates available up to 90% of home’ value. Jumbo mortgage rates available upon request.

**Home Equity APR based on Prime Rate plus a margin, and is based on equity and credit history. Prime rate can vary daily; your APR will adjust as Prime changes. Floor is 3.00%, ceiling is 18.00%.

Rates effective as of November 3, 2021

Routing Number
211288491
Call Us
Online Banking