Benefits of Certificates (CDs)

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Term Options
We offer a number of terms — simply lock in your rate and wait for your savings to grow.
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Best in Market Rates
No need to shop the competition – we’ve already done that for you.
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Guaranteed Return
Share certificates pay fixed rates, so you can meet your financial goals.
Digital Banking
Jump on our mobile app to track your savings and manage your accounts.
Term Dividend Rate APY*
Term
3 Months**
Dividend Rate
3.46%
APY*
3.50%
Term
6 Months
Dividend Rate
3.70%
APY*
3.75%
Term
12 Months
Dividend Rate
4.67%
APY*
4.75%
Term
18 Months
Dividend Rate
4.76%
APY*
4.85%
Term
24 Months
Dividend Rate
4.86%
APY*
4.95%
Term
36 Months
Dividend Rate
2.97%
APY*
3.00%
Term
48 Months
Dividend Rate
3.02%
APY*
3.05%
Term
60 Months
Dividend Rate
3.06%
APY*
3.10%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
IRA / Share Certificates APY* Dividend Rate
IRA / Share Certificates
3 Month**
APY*
3.50%
Dividend Rate
3.46%
IRA / Share Certificates
6 Month
APY*
3.75%
Dividend Rate
3.70%
IRA / Share Certificates
12 Month
APY*
4.75%
Dividend Rate
4.67%
IRA / Share Certificates
18 Month
APY*
4.85%
Dividend Rate
4.76%
IRA / Share Certificates
24 Month
APY*
4.95%
Dividend Rate
4.86%
IRA / Share Certificates
36 Month
APY*
3.00%
Dividend Rate
2.97%
IRA / Share Certificates
48 Month
APY*
3.05%
Dividend Rate
3.02%
IRA / Share Certificates
60 Month
APY*
3.10%
Dividend Rate
3.07%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

Why choose a certificate of deposit (CD)?

  • Infinity’s Best in Market Rates
  • CD pays better interest than other savings vehicles
  • Risk-free investment
  • Enjoy competitive fixed rates for easy planning
  • Range of terms available from 3 months to 5 years – to help you achieve your long-term financial goals
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Ready to start saving?

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Routing Number
211288491
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