Certificates Benefits




Share certificates pay fixed rates, so you can meet your financial goals. We offer a number of terms — simply lock in your rate and wait for your savings to increase.
Share Certificates
Term | Dividend Rate | APY |
---|---|---|
Term 3 Months** |
Dividend Rate 0.50% |
APY 0.50% |
Term 6 Months |
Dividend Rate 0.65% |
APY 0.65% |
Term 12 Months |
Dividend Rate 1.00% |
APY 1.00% |
Term 18 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 24 Months |
Dividend Rate 0.80% |
APY 0.80% |
Term 36 Months |
Dividend Rate 0.85% |
APY 0.85% |
Term 60 Months |
Dividend Rate 1.24% |
APY 1.25% |
IRA Share Certificates
Term | Dividend Rate | APY |
---|---|---|
Term 6 Months |
Dividend Rate 0.65% |
APY 0.65% |
Term 12 Months |
Dividend Rate 0.70% |
APY 0.70% |
Term 18 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 24 Months |
Dividend Rate 0.80% |
APY 0.80% |
Term 36 Months |
Dividend Rate 0.85% |
APY 0.85% |
Term 60 Months |
Dividend Rate 1.00% |
APY 1.00% |
Why choose a certificate?
- Risk-free investment
- Enjoy competitive fixed rates for easy planning
- Range of terms available from 3 months to 10 years
- $500 minimum deposit to open
- Penalty for early withdrawal (some exceptions apply)
