Benefits of Certificates (CDs)
Term Options
We offer a number of terms — simply lock in your rate and wait for your savings to grow.
Best in Market Rates
No need to shop the competition – we’ve already done that for you.
Guaranteed Return
Share certificates pay fixed rates, so you can meet your financial goals.
Digital Banking
Jump on our mobile app to track your savings and manage your accounts.
| IRA / Share Certificates | APY* | Dividend Rate |
|---|---|---|
IRA / Share Certificates 3 Month** |
APY* 3.05% |
Dividend Rate 3.02% |
IRA / Share Certificates 6 Month |
APY* 3.05% |
Dividend Rate 3.02% |
IRA / Share Certificates 11 Month (limited time rate) |
APY* 4.85% |
Dividend Rate 4.76% |
IRA / Share Certificates 12 Month |
APY* 4.05% |
Dividend Rate 3.99% |
IRA / Share Certificates 18 Month |
APY* 3.05% |
Dividend Rate 3.02% |
IRA / Share Certificates 24 Month |
APY* 1.75% |
Dividend Rate 1.74% |
IRA / Share Certificates 36 Month |
APY* 1.80% |
Dividend Rate 1.79% |
IRA / Share Certificates 48 Month |
APY* 1.85% |
Dividend Rate 1.84% |
IRA / Share Certificates 60 Month |
APY* 1.95% |
Dividend Rate 1.94% |
Account Information
Minimum Opening Deposit
N/A
Dividends Calculated
Daily
Dividends Compounded
Quarterly
Dividends Credit
Quarterly
Dividend Period
Quarterly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Why choose a certificate of deposit (CD)?
- Infinity’s Best in Market Rates
- CD pays better interest than other savings vehicles
- Risk-free investment
- Enjoy competitive fixed rates for easy planning
- Range of terms available from 3 months to 5 years – to help you achieve your long-term financial goals
