Benefits of Certificates (CDs)
Term Options
We offer a number of terms — simply lock in your rate and wait for your savings to grow.
Best in Market Rates
No need to shop the competition – we’ve already done that for you.
Guaranteed Return
Share certificates pay fixed rates, so you can meet your financial goals.
Digital Banking
Jump on our mobile app to track your savings and manage your accounts.
| Term | Dividend Rate | APY* |
|---|---|---|
Term 3 Months** |
Dividend Rate 3.46% |
APY* 3.50% |
Term 6 Months |
Dividend Rate 3.70% |
APY* 3.75% |
Term 12 Months |
Dividend Rate 4.67% |
APY* 4.75% |
Term 18 Months |
Dividend Rate 4.76% |
APY* 4.85% |
Term 24 Months |
Dividend Rate 4.86% |
APY* 4.95% |
Term 36 Months |
Dividend Rate 2.97% |
APY* 3.00% |
Term 48 Months |
Dividend Rate 3.02% |
APY* 3.05% |
Term 60 Months |
Dividend Rate 3.06% |
APY* 3.10% |
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
| IRA / Share Certificates | APY* | Dividend Rate |
|---|---|---|
IRA / Share Certificates 3 Month** |
APY* 3.50% |
Dividend Rate 3.46% |
IRA / Share Certificates 6 Month |
APY* 3.75% |
Dividend Rate 3.70% |
IRA / Share Certificates 12 Month |
APY* 4.75% |
Dividend Rate 4.67% |
IRA / Share Certificates 18 Month |
APY* 4.85% |
Dividend Rate 4.76% |
IRA / Share Certificates 24 Month |
APY* 4.95% |
Dividend Rate 4.86% |
IRA / Share Certificates 36 Month |
APY* 3.00% |
Dividend Rate 2.97% |
IRA / Share Certificates 48 Month |
APY* 3.05% |
Dividend Rate 3.02% |
IRA / Share Certificates 60 Month |
APY* 3.10% |
Dividend Rate 3.07% |
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Please Note
(Dividends will move to Quarterly starting Nov. 1, 2022)
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Why choose a certificate of deposit (CD)?
- Infinity’s Best in Market Rates
- CD pays better interest than other savings vehicles
- Risk-free investment
- Enjoy competitive fixed rates for easy planning
- Range of terms available from 3 months to 5 years – to help you achieve your long-term financial goals
