A Safe, Secure Investment

You could gamble with your hard-earned money, or you could put it in a risk-free savings vehicle where you know it will grow.

Ready to Get Started?

CONTACT US

Certificates Benefits

Document icon
Term Options
Range of terms available from 3 months to 10 years
Frees not Fees
Skip monthly service charges and early withdrawal penalties, and go straight to surcharge-free ATMS*, free e-statements and more.
Building icon
Shared Branches
Access to over 30,000 ATMs and 5700 shared branches mean you enjoy more direct access to your money than most traditional bank customers.
Lock icon
Digital Banking
Jump online or open our mobile app to track your spending and manage your accounts.

Share certificates pay fixed rates, so you can meet your financial goals. We offer a number of terms — simply lock in your rate and wait for your savings to increase.

 

Share Certificates

Term Dividend Rate APY
Term
3 Months
Dividend Rate
0.15%
APY
0.15%
Term
5 Months (No Penalty)
Dividend Rate
0.15%
APY
0.15%
Term
6 Months
Dividend Rate
0.15%
APY
0.15%
Term
8 Months (No Penalty)
Dividend Rate
0.25%
APY
0.25%
Term
9 Months
Dividend Rate
0.15%
APY
0.15%
Term
1 Year
Dividend Rate
0.25%
APY
0.25%
Term
15 Months
Dividend Rate
0.25%
APY
0.25%
Term
18 Months (*Win-Win)
Dividend Rate
0.50%
APY
0.50%
Term
2 Years
Dividend Rate
0.25%
APY
0.25%
Term
3 Years
Dividend Rate
0.50%
APY
0.50%
Term
5 Years
Dividend Rate
0.75%
APY
0.76%
Term
7 Years
Dividend Rate
0.75%
APY
0.76%
Term
10 Years
Dividend Rate
1.00%
APY
1.01%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

Jumbo Share Certificates

Term Dividend Rate APY
Term
5 Months (No Penalty)
Dividend Rate
0.20%
APY
0.20%
Term
6 Months
Dividend Rate
0.20%
APY
0.20%
Term
8 Months (No Penalty)
Dividend Rate
0.30%
APY
0.30%
Term
9 Months
Dividend Rate
0.20%
APY
0.20%
Term
1 Year
Dividend Rate
0.30%
APY
0.30%
Term
15 Months
Dividend Rate
0.30%
APY
0.30%
Term
18 Months (*Win-Win)
Dividend Rate
0.55%
APY
0.55%
Term
2 Years
Dividend Rate
0.30%
APY
0.30%
Term
3 Years
Dividend Rate
0.55%
APY
0.55%
Term
5 Years
Dividend Rate
0.80%
APY
0.80%
Term
7 Years
Dividend Rate
0.80%
APY
0.80%
Term
10 Years
Dividend Rate
1.05%
APY
1.06%
Account Information
Minimum Opening Deposit
$95,000
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

IRA Share Certificates

Term Dividend Rate APY
Term
5 Months (No Penalty)
Dividend Rate
0.15%
APY
0.15%
Term
8 Months (No Penalty)
Dividend Rate
0.25%
APY
0.25%
Term
9 Months
Dividend Rate
0.15%
APY
0.15%
Term
15 Months
Dividend Rate
0.25%
APY
0.25%
Term
18 Months (*Win-Win)
Dividend Rate
0.50%
APY
0.50%
Term
3 Years
Dividend Rate
0.50%
APY
0.50%
Term
5 Years
Dividend Rate
0.75%
APY
0.76%
Term
7 Years
Dividend Rate
0.75%
APY
0.76%
Term
10 Years
Dividend Rate
1.00%
APY
1.01%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

Why choose a certificate?

  • Risk-free investment
  • Enjoy competitive fixed rates for easy planning
  • Range of terms available from 3 months to 10 years
  • $500 minimum deposit to open (some exceptions apply – Step Up)
  • Penalty for early withdrawal (some exceptions apply)
Child walking towards adults

Ready to start saving?

CONTACT US

Routing Number
211288491
Call Us
Online Banking

A new look, 100 years in the making. <Watch it unfold>