Certificates Benefits
Term Options
Range of terms available from 3 months to 10 years
Frees not Fees
Skip monthly service charges and early withdrawal penalties, and go straight to free e-statements and more.
Surcharge-Free ATMs
Enjoy access to a nationwide network of surcharge-free ATMs.
Digital Banking
Jump online or open our mobile app to track your spending and manage your accounts.
Share certificates pay fixed rates, so you can meet your financial goals. We offer a number of terms — simply lock in your rate and wait for your savings to increase.
| Term | Dividend Rate | APY |
|---|---|---|
Term 3 Months** |
Dividend Rate 0.50% |
APY 0.50% |
Term 6 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 12 Months |
Dividend Rate 2.33% |
APY 2.35% |
Term 18 Months |
Dividend Rate 2.37% |
APY 2.40% |
Term 24 Months |
Dividend Rate 2.47% |
APY 2.50% |
Term 36 Months |
Dividend Rate 2.72% |
APY 2.75% |
Term 60 Months |
Dividend Rate 3.01% |
APY 3.05% |
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
| Term | Dividend Rate | APY |
|---|---|---|
Term 6 Months |
Dividend Rate 0.75% |
APY 0.75% |
Term 12 Months |
Dividend Rate 2.33% |
APY 2.35% |
Term 18 Months |
Dividend Rate 2.37% |
APY 2.40% |
Term 24 Months |
Dividend Rate 2.47% |
APY 2.50% |
Term 36 Months |
Dividend Rate 2.72% |
APY 2.75% |
Term 60 Months |
Dividend Rate 3.01% |
APY 3.05% |
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic
Why choose a certificate?
- Risk-free investment
- Enjoy competitive fixed rates for easy planning
- Range of terms available from 3 months to 10 years
- $500 minimum deposit to open
- Penalty for early withdrawal (some exceptions apply)
