A Safe, Secure Investment

You could gamble with your hard-earned money, or you could put it in a risk-free savings vehicle where you know it will grow.

Ready to Get Started?

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Certificates Benefits

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Term Options
Range of terms available from 3 months to 10 years
Frees not Fees
Skip monthly service charges and early withdrawal penalties, and go straight to surcharge-free ATMS*, free e-statements and more.
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Shared Branches
Access to over 30,000 ATMs and 5700 shared branches mean you enjoy more direct access to your money than most traditional bank customers.
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Digital Banking
Jump online or open our mobile app to track your spending and manage your accounts.

Share certificates pay fixed rates, so you can meet your financial goals. We offer a number of terms — simply lock in your rate and wait for your savings to increase.

 

Share Certificates

Term Dividend Rate APY
Term
3 Months**
Dividend Rate
0.50%
APY
0.50%
Term
6 Months
Dividend Rate
0.65%
APY
0.65%
Term
12 Months
Dividend Rate
1.00%
APY
1.00%
Term
18 Months
Dividend Rate
0.75%
APY
0.75%
Term
24 Months
Dividend Rate
0.80%
APY
0.80%
Term
36 Months
Dividend Rate
0.85%
APY
0.85%
Term
60 Months
Dividend Rate
1.24%
APY
1.25%
Account Information
Minimum Opening Deposit
$500
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

IRA Share Certificates

Term Dividend Rate APY
Term
6 Months
Dividend Rate
0.65%
APY
0.65%
Term
12 Months
Dividend Rate
0.70%
APY
0.70%
Term
18 Months
Dividend Rate
0.75%
APY
0.75%
Term
24 Months
Dividend Rate
0.80%
APY
0.80%
Term
36 Months
Dividend Rate
0.85%
APY
0.85%
Term
60 Months
Dividend Rate
1.00%
APY
1.00%
Account Information
Minimum Opening Deposit
N/A
Dividends Compounded
Monthly
Dividends Credit
Monthly
Dividend Period
Monthly
Balance Method
Daily Balance Method
Transaction Limitations – Penalties may apply for early withdrawal.
Additional Deposits
Not Allowed
Dividend Withdrawal
Allowed
Renewable
Automatic

Why choose a certificate?

  • Risk-free investment
  • Enjoy competitive fixed rates for easy planning
  • Range of terms available from 3 months to 10 years
  • $500 minimum deposit to open
  • Penalty for early withdrawal (some exceptions apply)
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Ready to start saving?

CONTACT US

Routing Number
211288491
Call Us
Online Banking

*Lobby Alerts: Please note, our Westbrook Lobby is currently closed, by appointment only, Mon-Fri. *(Lobby Reopening May 24th). Our Drive-Thru Teller Services remain open Mon-Fri 8:30am-5pm. (Closed Saturdays). Our ATM & Online Banking are available 24/7 for your convenience. Our Call Center is open to assist: 207-854-6000.

*Our Arundel lobby will be Closed Wed-Fri. 5/18-20 due to staffing. We apologize for the inconvenience. Our Drive-Thru will remain open normal hours. Our ATM & Online Banking are available 24/7. Our Call Center is also open to assist.