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Individual Retirement Accounts

Less work, more whatever

Your job in retirement is to make time for fishing, traveling, spending time with the grandkids—or whatever else is on your bucket list—not worrying about how to make ends meet. Traditional and Roth IRAs make it a whole lot easier.

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For a retirement that lives up to your standards

The best time to fix your retirement income is today. In additional to Social Security, pension plans, and other savings vehicles, Infinity Roth and Traditional IRAs are proven tools you can pick up at any time to help fine-tune—or supercharge—your retirement plans.

Frees not Fees

Skip monthly service charges and early withdrawal penalties, and go straight to surcharge-free ATMS*, free e-statements and more.

Surcharge-Free ATMs

Enjoy access to a nationwide network of surcharge-free ATMs.

Digital Banking

Jump online or open our mobile app to track your spending and manage your accounts.

Which Infinity IRA Account is right for you? Let’s compare.

	Traditional IRA Defer taxes on your contribution earnings until they are withdrawn.	Roth IRA Enjoy eligible tax-free withdrawals after a five-year holding period.
Contribution Requirements	Traditional IRA Add money at any age, as long as you have earned compensation.	Roth IRA Add money at any age, as long as you have earned compensation.
Required Minimum Distributions (RMDs)	Traditional IRA You must start taking RMD in the year you turn 72.	Roth IRA Do not apply
Contribution Amount per Tax Year	Traditional IRA If you are 50 or younger you can contribute up to $6,000. If you are over 50, you can contribute $7,000.	Roth IRA If you are 50 or younger you can contribute up to $6,000. If you are over 50, you can contribute $7,000.
Where Can I Open an IRA	Traditional IRA Available at branch locations or by mail	Roth IRA Available at branch locations or by mail

Share Certificates

Luck has nothing to do with it

Why gamble when you can put your money in a risk-free savings vehicle featuring competitive fixed rates. Simply pick your terms, lock your rate, and watch it grow.

DO SHARE

Premier IRA Money Market Account

Bigger eggs. Longer lists.

A premier IRA Money Market account is another way to make sure your nest egg keeps pace with your bucket list.

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Coverdell Education Savings Accounts

Old school the young’uns

Oh, they have so much to learn. So, you set up a Coverdell ESA account—one more way to show your love while teaching them the value of saving early and often.

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Answering your IRA S.O.S.

It can all be a bit overwhelming, planning for retirement. Your personal Infinity Member Specialist is here to answer your call and help you master the ins-and-outs of IRAs—along with any other questions you have on your journey.