INDIVIDUAL RETIREMENT ACCOUNT

Chances are your bucket list is filled with things like fishing, traveling the world, or spending time with your grandkids. Not worrying about making ends meet.

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Tax Advantages*
IRAs offer tax advantages you can enjoy while saving for retirement.
Frees not Fees
Our IRA accounts do not incur setup or maintenance fees, so you can keep more of what you earn.
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Account Options
Available in Traditional, Roth, and Coverdell Education Savings accounts and as Savings or Certificates formats.
Catch-Up Contributions
Annual contributions limits do apply, but annual “catch-up” contributions are allowed for ages 50+.

IRA Rates

Account Rate APY
Account
Roth IRA Savings
Rate
0.35%
APY
0.05%
Account
Roth Conversion IRA
Rate
0.35%
APY
0.05%
Account
Education IRA Savings
Rate
0.35%
APY
0.05%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Average Daily Method

Prepare for your retirement now with an IRA. IRAs offer tax advantages* while you save. Talk to an Infinity CU member specialist about choosing the plan that’s right for you and your family.

  • Enjoy tax advantages* while saving for retirement
  • Earn higher rates than regular savings to build nest egg quickly
  • No setup or maintenance fees
  • Annual contribution limits apply
  • Annual “catch-up” contributions allowed for ages 50+
  • Available in Traditional, Roth, and Coverdell Education Savings
  • Federally insured up to $250,000
  • Available in Savings or Certificate formats
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*Consult your Tax Advisor regarding tax advantages, contribution limits and withdrawal requirements.

Routing Number
211288491
Call Us
Online Banking

*Lobby Alerts: Please note, our Westbrook Lobby is currently closed, by appointment only, Mon-Fri. *(Lobby Reopening May 24th). Our Drive-Thru Teller Services remain open Mon-Fri 8:30am-5pm. (Closed Saturdays). Our ATM & Online Banking are available 24/7 for your convenience. Our Call Center is open to assist: 207-854-6000.

*Our Arundel lobby will be Closed Wed-Fri. 5/18-20 due to staffing. We apologize for the inconvenience. Our Drive-Thru will remain open normal hours. Our ATM & Online Banking are available 24/7. Our Call Center is also open to assist.