Tax Advantages*
IRAs offer tax advantages you can enjoy while saving for retirement.
Frees not Fees
Our IRA accounts do not incur setup or maintenance fees, so you can keep more of what you earn.
Account Options
Available in Traditional, Roth, and Coverdell Education Savings accounts and as Savings or Certificates formats.
Catch-Up Contributions
Annual contributions limits do apply, but annual “catch-up” contributions are allowed for ages 50+.
IRA Rates
| Account | Rate | APY |
|---|---|---|
Account Roth IRA Savings |
Rate 0.35% |
APY 0.05% |
Account Roth Conversion IRA |
Rate 0.35% |
APY 0.05% |
Account Education IRA Savings |
Rate 0.35% |
APY 0.05% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Required Balance
None
Balance Method
Average Daily Method
Prepare for your retirement now with an IRA. IRAs offer tax advantages* while you save. Talk to an Infinity CU member specialist about choosing the plan that’s right for you and your family.
- Enjoy tax advantages* while saving for retirement
- Earn higher rates than regular savings to build nest egg quickly
- No setup or maintenance fees
- Annual contribution limits apply
- Annual “catch-up” contributions allowed for ages 50+
- Available in Traditional, Roth, and Coverdell Education Savings
- Federally insured up to $250,000
- Available in Savings or Certificate formats
*Consult your Tax Advisor regarding tax advantages, contribution limits and withdrawal requirements.