Tax Advantages*
IRAs offer tax advantages you can enjoy while saving for retirement.
Frees not Fees
Our IRA accounts do not incur setup or maintenance fees, so you can keep more of what you earn.
Account Options
Available in Traditional, Roth, and Coverdell Education Savings accounts and as Savings or Certificates formats.
Catch-Up Contributions
Annual contributions limits do apply, but annual “catch-up” contributions are allowed for ages 50+.
| IRA Accumulation / Builder | APY* | Dividend Rate |
|---|---|---|
IRA Accumulation / Builder $25-$49,999 |
APY* 0.35% |
Dividend Rate 0.35% |
IRA Accumulation / Builder $50,000-$74,999 |
APY* 0.40% |
Dividend Rate 0.40% |
IRA Accumulation / Builder $75,000-$99,999 |
APY* 0.40% |
Dividend Rate 0.40% |
IRA Accumulation / Builder $100,000 and over |
APY* 0.50% |
Dividend Rate 0.50% |
Dividends
Dividends Compounded
Quarterly
Dividends Credited
Quarterly
Dividend Period
Quarterly
Balance Requirements
Minimum Opening Balance
$500
Minimum Required Balance
$2,500
Balance Method
Daily Balance
Prepare for your retirement now with an IRA Accumulation/IRA. IRAs offer tax advantages* while you save. Talk to an Infinity CU specialist about choosing the plan that’s right for you and your family.
- Enjoy tax advantages* while saving for retirement
- Earn higher rates than regular savings to build nest egg quickly
- No setup or maintenance fees
- Annual contribution limits apply
- Annual “catch-up” contributions allowed for ages 50+
- Available in Traditional Savings
- Federally insured up to $250,000
