Our Signature Account

High 5 Checking

Let Infinity reward your participation. Our signature checking account offers unique benefits and pays tiered interest on your average balance up to $5,000.

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Account Benefits:

  • Get paid up to two days ahead of your scheduled payday with Jump StartSM Direct Deposit of your paycheck1
  • Reimbursement of Infinity CU fees up to $10 per month2 for ATM use outside of the SURF/SUM Network
  • Earn tiered interest on your average balance up to $5,000
  • Overdraft Forgiveness – reverse one overdraft charge per calendar year
  • Two free Wire Transfers per month
  • 50 free UChoose® Rewards points per month3
  • No minimum balance requirements
  • Access to digital banking
  • Access to 250+ Surcharge-free ATMs in Maine
  • Convenience of 5,700+ Shared Branching locations across the country

Minimum Monthly Requirements:

  • Make 10-24 qualifying debit card transactions4 each month to earn 1.26% APYor make 25 or more qualifying debit card transactionseach month to earn 2.53% APY5
  • Maintain direct deposit of your net pay into the account each month (totaling a minimum of $500.00)
  • Provide a valid email address
  • Sign up for e-statements
  • Register for digital banking

Make switching your direct deposit easy by using our online form!

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High Five Checking

Average Balance** # Monthly Transactions Dividend Rate APY
Average Balance**
0 – $5,000
# Monthly Transactions
0 – 24
Dividend Rate
1.25%
APY
1.26%
Average Balance**
0 – $5,000
# Monthly Transactions
25+
Dividend Rate
2.50%
APY
2.53%
Average Balance**
$5,001 and over
# Monthly Transactions
0 – 24
Dividend Rate
0.05%
APY
0.05%
Average Balance**
$5,001 and over
# Monthly Transactions
25+
Dividend Rate
0.05%
APY
0.05%
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
None
Balance Method
Average Daily Method

Disclosures:

1Jump StartSM Direct Deposit: Infinity CU will try whenever possible to advance payroll direct deposits by up to two days, the availability of funds ahead of the original scheduled pay date is not guaranteed. Funds can be made available only after they have been received from the Federal Reserve Bank. Infinity CU members should not rely on Jump StartSM to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Jump StartSM advances the electronic deposit of payroll funds only and does not apply to checks. Any applicable standard check holds will still apply. To set up direct deposit of payroll funds to your Infinity CU account, your payroll department will require: Infinity CU’s Routing Number (211288491) and the 13-digit account number (MICR) listed at the bottom of your Infinity CU checks.

2Infinity CU fees from out-of-network ATMs incurred during the month will be reimbursed up to $10.00 and credited to account on the last day of monthly statement cycle when minimum monthly qualifications are met.

3To earn UChoose® Rewards Points, card(s) must be registered online at www.uchooserewards.com.

4Qualifying transactions are point-of-sale purchases made in person or online. Transfers between accounts, bill payments, checks, ATM withdrawals, or pre-authorized withdrawals (i.e. gym membership) do not count towards qualifying transactions. Qualifying transactions must post and settle to account during the calendar month. Transactions may take one or more banking days from the date transaction was made to post and settle to an account.

5APY=Annual Percentage Yield. Rates are accurate as of 6/1/2021. Rates are calculated based on the average monthly balance during the statement cycle. See the table above for details. Rates may change after account is opened. Terms and conditions subject to change without notice. There is no minimum deposit to open. During the first 30 days from account opening, your account will earn 2.53% APY.

Routing Number
211288491
Call Us
Online Banking

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