Account Benefits:
- $500 monthly direct deposit requirement
- Access to nationwide network of Surcharge-free ATMs
- Earn tiered interest on your average balance up to $5,000
- Access to Digital Banking
- Two free Wire Transfers per month
Minimum Monthly Requirements:
- 10 or more qualifying debit card transactions2 each month
- Maintain direct deposit of your net pay into the account each month (totaling a minimum of $500.00)
- Provide a valid email address
- Sign up for e-statements
- Register for Digital Banking
| Average Balance | # Monthly Transactions | Dividend Rate | APY** |
|---|---|---|---|
Average Balance 0 – $5,000 |
# Monthly Transactions 0 – 24 |
Dividend Rate 1.25% |
APY** 1.26% |
Average Balance 0 – $5,000 |
# Monthly Transactions 25+ |
Dividend Rate 2.50% |
APY** 2.53% |
Average Balance $5,001 and over |
# Monthly Transactions 0 – 24 |
Dividend Rate 0.05% |
APY** 0.05% |
Average Balance $5,001 and over |
# Monthly Transactions 25+ |
Dividend Rate 0.05% |
APY** 0.05% |
Dividends
Dividends Compounded
Monthly
Dividends Credited
Monthly
Dividend Period
Monthly
Balance Requirements
Minimum Opening Balance
$500
Balance Method
Daily Balance Method
Disclosures:
2Qualifying transactions are point-of-sale purchases made in person or online. Transfers between accounts, bill payments, checks, ATM withdrawals, or pre-authorized withdrawals (i.e. gym membership) do not count towards qualifying transactions. Qualifying transactions must post and settle to account during the calendar month. Transactions may take one or more banking days from the date transaction was made to post and settle to an account.