checking & debit cards

Overdraft Protection Line of Credit

We all need a little forgiveness every now and again.

Overdrafts can happen when you don’t have the necessary available balance in your account to cover your ATM withdrawals, debit card purchases, checks, automated bill payments, and pre-authorized withdrawals (i.e. gym membership).

Infinity Credit Union offers an Overdraft Protection Line of Credit (ODLOC) that advances funds to your checking account for pre-authorized withdrawals, checks, and automated bill payments. Funds are automatically advanced in $100 increments to ensure that all transactions are covered. You pay interest on the amount in use.

Consider pairing an ODLOC with good account management practices to avoid overdrawing your account.


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Call (207) 854-6000 Ext 4135

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*Lobby Alerts: Please note, our Westbrook Lobby is currently closed, by appointment only, Mon-Fri. *(Lobby Reopening May 24th). Our Drive-Thru Teller Services remain open Mon-Fri 8:30am-5pm. (Closed Saturdays). Our ATM & Online Banking are available 24/7 for your convenience. Our Call Center is open to assist: 207-854-6000.

*Our Arundel lobby will be Closed Wed-Fri. 5/18-20 due to staffing. We apologize for the inconvenience. Our Drive-Thru will remain open normal hours. Our ATM & Online Banking are available 24/7. Our Call Center is also open to assist.